Bankruptcy and Debt Defense Attorney Serving Bronx County, NY

If debt is taking over your life — creditor calls, a lawsuit you weren't expecting, wages being taken from your paycheck — you don't have to figure out your next step alone. Aronow Law has been helping people across New York resolve serious debt problems for over 23 years, and we're ready to do the same for you.

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FDCPA and FCRA Violations Create Legal Claims — Not Just Complaints

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Attorney Fees Recoverable by Statute in Successful FDCPA and FCRA Cases

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No Nassau County Competitor Has Dedicated FCRA, FDCPA, TILA, or RESPA Pages

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Consumer Protection Claims Handled Alongside Bankruptcy and Debt Defense

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Free Consultations With No Time Limit

Bronx Residents Deserve Real Legal Help, Not a Rushed Consultation

Too many people in the Bronx reach out to an attorney and end up speaking to a paralegal, waiting days for a callback, or being cut off after ten minutes with no real answers. That's not how we work. When you contact Aronow Law, you speak directly with attorney Darren Aronow — no timer running, no gatekeeper between you and the person who can actually help. Our consultations are free and have no time limit, because your situation rarely fits into a ten-minute window.

 

We also provide full bilingual support in Spanish throughout the entire legal process — not just at intake. If Spanish is your preferred language, you'll have the same access to clear, complete legal guidance from start to finish.

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Legal Services We Provide to Bronx County Clients

We handle a wide range of debt and real estate matters for individuals, families, and business owners throughout the Bronx. Whether you're facing a creditor lawsuit, struggling with an MCA agreement that's draining your business account, or trying to stop a foreclosure, we bring the full depth of our practice to your situation.

 

Our services for Bronx County clients include:

 

Why Bronx Clients Trust Aronow Law

We've spent more than two decades working through the kind of financial crises that feel impossible to come back from. Clients come to us after sleepless nights, after being served with lawsuits, after seeing their paychecks reduced by garnishment orders they didn't know how to stop. What they find when they call us is something different than they expected: a firm that listens carefully, explains clearly, and works through every available option — not just the obvious one.

 

Our approach is multifaceted by design. Many clients come in thinking they need one thing and discover there are two or three interconnected issues that can be resolved together in a single engagement. That kind of comprehensive handling is only possible when your attorney has the depth of experience and the range of practice areas to see the full picture.

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Focused Representation Across the Issues That Matter Most

Stopping Wage Garnishment in the Bronx

If a creditor has already obtained a judgment against you, they can legally garnish up to 10% of your gross wages in New York — and it can start with very little warning. For families living paycheck to paycheck, that reduction can be devastating. We move quickly to stop wage garnishments through bankruptcy or other legal tools, and we work to address the underlying judgment so the problem doesn't resurface.

MCA Defense for Bronx Business Owners

Merchant cash advance agreements have become one of the most aggressive debt instruments targeting small business owners in New York. If an MCA funder has filed suit, frozen your business account, or filed a confession of judgment against you, time matters. We defend MCA lawsuits, challenge improperly filed confessions of judgment, contest UCC lien filings, and negotiate restructured repayment terms that give your business a path forward.

SBA and EIDL Loan Defense

SBA and EIDL loans that went into default — especially those taken during the pandemic — have left many Bronx business owners facing collection actions, personal guarantee enforcement, and Treasury offsets. We help clients negotiate SBA Offers in Compromise, defend against personal guarantee claims, and work toward structured resolutions that don't require liquidating everything you've built.

Foreclosure Defense in the Bronx

Foreclosure in New York moves through the court system, which means there are meaningful opportunities to intervene — if you act before the process advances too far. We represent homeowners in mandatory settlement conferences, pursue loan modifications that make monthly payments manageable, and litigate foreclosure actions where the lender's conduct or documentation warrants a legal challenge. If selling is the better outcome, we handle short sales as well.

What to Expect When You Call Aronow Law

Your first conversation with us is free, and there's no clock on it. You'll speak with an attorney who will listen to your situation fully before offering any direction. We'll tell you honestly what your options are, what each one involves, and what we think makes the most sense given your specific circumstances. If we're the right fit, we'll talk about next steps. If another path makes more sense, we'll tell you that too.

 

We're available Monday through Friday from 9:00 a.m. to 8:00 p.m. and Saturday from 11:00 a.m. to 4:00 p.m. Reach us by phone at 516-762-6700 or through our contact form.

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Best Decision I made was to call Aronow Law and I received the Best Outcome!! Malini is an outstanding advocate for those navigating the legal system. Knows her stuff. Aronow Law provided swift problem free assistance. My experience working with this firm has been awesome. So very thankful. Would tell everyone to call Aronow Law if you are in need of legal services. You'll be very happy you did.


Kobin W.

Google Reviews

This law firm is the best !! I can’t express how above and beyond they went to help. My grandmother saved her house ! Because of them a house she’s been in since she was a baby is now hers to keep and she’s 80 years old….. They went above and beyond answering any questions although we got frustrated at times they never ever disrespected us and keep to professional always !!! Thanks so luv from the Campbell family :)!

Nanamilan2010

Google Reviews

Best decision I ever made. They did an amazing job helping me through this process always answering my questions and helping me through every single step along the way explaining everything to mean. If you are ever looking for an attorney to represent you in the bankruptcy process, he is the one.

Merlo M.

Google Reviews

Aronow Law did an amazing job handling my bankruptcy case. They not only made the entire process smooth and stress-free, but they also went above and beyond by getting my EZPass tolls discharged—something I didn’t think was possible. Thanks to their incredible work, the suspension on my vehicle registration was lifted, and I was finally able to get back on the road. Highly recommend them!

Suhrob s.

Google Reviews

Frequently Asked Questions — Bronx County

  • Do I have to come to your office in Woodbury to work with your firm?

    No. We work with clients throughout the Bronx and across New York remotely. Most of our consultations and client communications happen by phone, and we handle the legal work without requiring you to travel to our Nassau County office unless it's necessary for your specific matter.

  • How quickly can you stop a wage garnishment in New York?

    In many cases, filing for bankruptcy triggers an automatic stay that halts garnishment immediately — sometimes within days. The timeline depends on your specific situation, but we move as quickly as possible once we understand what's happening. Call us right away if your wages are being garnished, because delays cost you money.

  • I'm a small business owner in the Bronx and an MCA company is threatening to freeze my accounts. What should I do?

    Contact us immediately. MCA funders move fast, and a frozen business account can shut down your operations within hours. We can assess whether the agreement is enforceable, whether a confession of judgment was properly filed, and what legal options exist to stop or reverse the action.

  • Can bankruptcy help with student loan debt?

    Federal student loans are rarely dischargeable through standard bankruptcy, but bankruptcy can still provide meaningful relief by eliminating other debts — credit cards, medical bills, personal loans — and freeing up income to manage student loan payments. We also handle federal student loan defense, consolidation, and recertification separately from bankruptcy.

  • Do you offer consultations in Spanish?

    Yes. We provide full bilingual support in Spanish throughout the entire legal process, not just during the initial call. If Spanish is your preferred language, every step of your case — from intake through resolution — will be handled with the same clarity and completeness.

Speak With a Bankruptcy and Debt Defense Attorney Serving the Bronx

If you're dealing with debt, a creditor lawsuit, a garnishment, or a business loan gone wrong, the right time to call is now — before the situation gets harder to resolve. Aronow Law has been helping New Yorkers find their way through financial crises for over 23 years. We offer free consultations with no time limits, full bilingual support in Spanish, and direct access to an attorney from your very first call. Reach us at 516-762-6700 or submit a contact form and we'll be in touch promptly.